gesheng、zizhiqu、zhixiashijijihuadanlieshirenminzhengfu，xinjiangshengchanjianshebingtuan：

zhongxiaoqiyeshiguominjingjiheshehuifazhandezhulijun，shijianshexiandaihuajingjitixi、tuidongjingjigaozhiliangfazhandezhongyaojichu，shikuodajiuye、gaishanminshengdezhongyaozhicheng，shiqiyejiajingshendezhongyaofayuandi。dangzhongyang、guowuyuangaoduzhongshizhongxiaoqiyefazhan，jinnianlaichutaileyixiliezhengcecuoshi，youguangongzuoqudejijichengxiao，danrengcunzaiyixietuchuwenti，tebieshiyixiejichuxingzhiduxingwentijidaijiejue。weishenruguanchedangdeshijiujiesizhongquanhuijingshen，jianchihewanshanshehuizhuyijibenjingjizhidu，jianchi“lianggehaobudongyao”，xingchengzhichizhongxiaoqiyefazhandechangtaihua、zhangxiaohuajizhi，cujinzhongxiaoqiyegaozhiliangfazhan，jingguowuyuantongyi，xianjiujianquanzhichizhongxiaoqiyefazhanzhidu，tichuruxiayijian。

一、完善支持中小企业发展的基础性制度

（yi）jianquanzhongxiaoqiyefalvfaguitixi。yi《zhongxiaoqiyecujinfa》weijichu，jiakuaigoujianjuyouzhongguotese、zhichizhongxiaoqiyefazhan、baohuzhongxiaoqiyehefaquanyidefalvfaguitixi。gulidifangyifazhidingbendicujinzhongxiaoqiyefazhandedifangfagui。tansuojianlizhongxiaoqiyefalvfaguipingguzhiduhezhixingqingkuangjianchazhidu，ducufalvfaguiluoshidaowei。

（er）jianchigongpingjingzhengzhidu。quanmianshishishichangzhunrufumianqingdanzhidu，gongzhenggongpingduidaizhongxiaoqiye，pochubuhelimenjianhexianzhi，shixiandazhongxiaoqiyehegezhongsuoyouzhijingjiquanlipingdeng、jihuipingdeng、guizepingdeng。quanmianluoshigongpingjingzhengshenchazhidu，wanshanshenchaliuchenghebiaozhun，jianlijianquangongpingjingzhengshenchatousu、gongshi、chouchazhidu。jiaqianghegaijinfanlongduanhefanbuzhengdangjingzhengzhifa，weihushichangjingzhengzhixu。

（san）wanshanzhongxiaoqiyetongjijiancehefabuzhidu。jianquanzhongxiaoqiyetongjijiancezhidu，dingqifabuzhongxiaoqiyetongjishuju。jianlizhongxiaoqiyerongzizhuangkuangdiaochatongjizhidu，bianzhizhongxiaoweiqiyejinrongtiaojianzhishu。jiaqiangzhongxiaoqiyejiegouhuafenxi，tigaotongjijiancefenxishuiping。tansuoliyongdashujudengshouduankaizhanzhongxiaoqiyeyunxingjiancefenxi。wanshan《zhongxiaoqiyezhuyaotongjishuju》shouce，yanjiubianzhizhongxiaoqiyefazhanzhishu。shishixiudingzhongxiaoqiyehuaxingbiaozhun。

（si）jianquanzhongxiaoqiyexinyongzhidu。jianchi“zhengfu+shichang”demoshi，jianlijianquanzhongxiaoqiyexinyongxinxiguiji、gongxiang、chaxunjizhi，yituoquanguoxinyongxinxigongxiangpingtai，jishizhenghegongxianggeleisheqigonggongfuwushuju。jianlijianquanzhongxiaoqiyexinyongpingjiatixi，wanshanjinrongxinyongxinxijichushujuku，chuangxinxiaoweiqiyezhengxinchanpin，gaoxiaoduijiejinrongfuwu。yanjiuchutaiyouguanfalvfagui，guifanzhongxiaoqiyexinyongxinxicaiji、gongshichaxunhexinyongjianguandeng。fahuiguojiaqiyexinyongxinxigongshixitongdejichuzuoyong，jiangsheqixinxijiyuqiyemingxiabingyifagongshi。

（wu）wanshangongzhengjianguanzhidu。jianshaojianguanshixiang，jianhuabanshiliucheng，tuiguangquanchengwangshangban、yindaobangban，quanmiantuixingxinyongjianguanhe“hulianwang+jianguan”gaige。tuijinfenjifenlei、kuabumenlianhejianguan，jiaqiangheguifanshizhongshihoujianguan，luoshihewanshanbaorongshenshenjianguan，bimianduizhongxiaoqiyecaiqujiandancubaochulicuoshi，dui“yidaoqie”xingweiyansuchachu。

（liu）jianquanjingzhunyouxiaodecaizhengzhichizhidu。zhongyangcaizhengshelizhongxiaoqiyekemu，xianjiyishangcaizhenggenjushijiqingkuanganpaizhongxiaoqiyefazhanzhuanxiangzijin。jianliguojiazhongxiaoqiyefazhanjijingongsizhimujijin，jianquanjijinguanlizhidu，wanshanjijinshichanghuayunzuojizhi，yindaoyoutiaojiandedifangzhengfushelizhongxiaoqiyefazhanjijin。wanshanzhuanxiangzijinguanlibanfa，jiaqiangzijinjixiaopingjia。

（qi）jianlijianqingxiaoweiqiyeshuifeifudanzhangxiaojizhi。shixingyouliyuxiaoweiqiyefazhandeshuishouzhengce，yifaduifuhetiaojiandexiaoweiqiyeanzhaoguidingshixinghuanzheng、jianzheng、mianzhengqiyesuodeshui、zengzhishuidengcuoshi，jianhuashuishouzhengguanchengxu；duixiaoweiqiyexingzhengshiyexingshoufeishixingjianmiandengyouhuizhengce，jianqingxiaoweiqiyeshuifeifudan。luoshihaosheqishoufeimuluqingdanzhidu，jiaqiangsheqishoufeijiandujiancha，qingliguifansheqishoufei。

（ba）qianghuazhengfucaigouzhichizhongxiaoqiyezhengcejizhi。xiuding《zhengfucaigoucujinzhongxiaoqiyefazhanzanxingbanfa》，wanshanyuliucaigoufene、jiagepingshenyouhuidengcuoshi，tigaozhongxiaoqiyezaizhengfucaigouzhongdefene。xiangzhongxiaoqiyeyuliucaigoufeneyingzhanbenbumennianduzhengfucaigouxiangmuyusuanzongede30%yishang；qizhong，yuliujixiaoweiqiyedebilibudiyu60%。

三、坚持和完善中小企业融资促进制度

（jiu）youhuahuobixindaichuandaojizhi。zongheyunyongzhixiaozaidaikuan、zaitiexian、chabiecunkuanzhunbeijinlvdenghuobizhengcegongju，yindaoshangyeyinxingzengjiaxiaoweiqiyexindaitoufang。jinyibushutonglilvchuandaoqudao，quebaodaikuanshichangbaojialilv（lpr）youxiaochuandaozhidaikuanlilv。jianlichayihuaxiaoweiqiyelilvdingjiajizhi，cujinxindaililvhefeiyonggongkaitouming，baochixiaoweiqiyedaikuanlilvdingjiahelishuiping。

（shi）jianquanduocengcixiaoweiqiyejinrongfuwutixi。tuijinpuhuijinrongtixijianshe，shenhuadazhongxingyinxingpuhuijinrongshiyebugaige，tuidongzhongxiaoyinxing、feicunkuanleijinrongjigouhehulianwangjinrongyouxujiankangfazhan。gulijinrongjigouchuangxinchanpinhefuwu，fazhanbianlixudaiyewuhexinyongdaikuan，zengjiaxiaoweiqiyeshoudai、zhongzhangqidaikuan、zhishichanquanzhiyadaikuandeng，kaizhangongyinglianjinrong、yingshouzhangkuanrongzi，jiaqiangyinshuihudong。tuidongjinrongkejifunengjinrongjigoufuwuzhongxiaoqiye。yanjiuchutai《feicunkuanleifangdaizuzhitiaoli》。jiakuaituijinxiaoejinrongjiufenkuaisujiejuedengjizhijianshe。wanshanguifanyinxingyesheqifuwushoufeijianguanfaguizhidu，jiangdixiaoweiqiyezonghexingrongzichengben。

（shiyi）qianghuaxiaoweiqiyejinrongchayihuajianguanjilijizhi。jianquanshangyeyinxingxiaoweiqiyejinrongfuwujianguanzhangxiaojizhi，chutai《shangyeyinxingxiaoweiqiyejinrongfuwujianguanpingjiabanfa》。xiuding《jinrongqiyejixiaopingjiabanfa》。jiangshangyeyinxingxiaoweiqiyefuwuqingkuangyuzibenbuchong、jinrongzhaifaxing、hongguanshenshenpinggu（mpa）kaohe、jinrongjigouzongbuxiangguanfuzerenkaohejitirenguagou。yindaoyinxingyejinrongjigoutansuojianlishouxinjinzhimianzefumianqingdanzhidu。ducushangyeyinxingyouhuaneibuxindaiziyuanpeizhihekaohejilijizhi，danliexiaoweiqiyexindaijihua，gaijindaikuanfuwufangshi。

（shier）wanshanzhongxiaoqiyezhijierongzizhichizhidu。dalipeiyuchuangyetouzishichang，wanshanchuangyetouzijilihetuichujizhi，yindaotianshitouzirenqunti、simuguquan、chuangyetouzidengkuodazhongxiaoqiyeguquanrongzi，gengduoditouzhang、touzao、touxiao、touchuangxin。wenbutuijinyixinxipiluweihexindezhucezhigaige，zhichigengduoyouzhizhongxiaoqiyedengluzibenshichang。gulizhongxiaoqiyetongguobinggouzhongzuduijiezibenshichang。wenbutuijinxinsanbangaige，jianquanguapaigongsizhuanbanshangshijizhi。wanshanzhongxiaoqiyeshangshipeiyujizhi，gulidifangjiadaduixiaoshenggui、guigaigu、gushangshiqiyedezhichi。jiadayouzhizhongxiaoqiyezhaiquanrongzi，tongguoshichanghuajizhikaifagengduoshihezhongxiaoqiyedezhaiquanpinzhong，wanshanzhongxiaoqiyezhaiquanrongzizengxinjizhi，kuodazhaiquanrongziguimo。

（shisan）wanshanzhongxiaoqiyerongzidanbaotixi。jianquanzhengfuxingrongzidanbaotixi，fahuiguojiarongzidanbaojijinzuoyong，shishixiaoweiqiyerongzidanbaojiangfeijiangbuzhengce，wanshanfengxianbuchangjizhihejixiaokaohejilijizhi，yindaogejizhengfuxingrongzidanbaojigoukuodaxiaoweiqiyerongzidanbaoyewuguimo、jiangdidanbaofeilvshuiping。guliyinxingyejinrongjigoujiadayuzhengfuxingrongzidanbaojigouhezuo，heliquedingfengxianfendanbilihedanbaodaikuanfengxianquanzhong，luoshijinrongjigouherongzidanbaojigoujinzhimianzezhidu，tigaoxiaoweiqiyerongzikehuodexing。tuidongjianlitongyidedongchanhequanlidanbaodengjigongshixitong。

四、建立和健全中小企业创新发展制度

（shisi）wanshanchuangyefuchizhidu。gaishanchuangyehuanjing，guangfanpeiyuchuangyezhuti。wanshanchuangyezaitijianshe，jianquanfuchiyupingjiajizhi，weixiaoweiqiyechuangyetigongdichengben、bianlihua、gaozhiliangfuwu。gulidaqiyefahuijishuyoushi、rencaiyoushiheshichangyoushi，weichuangyehuodongtigongzhicheng。gulifuwujigoutigongchuangyexiangguanguifanhua、zhuanyehuafuwu。

（shiwu）wanshanzhongxiaoqiyechuangxinzhichizhidu。chuangxinzhongxiaoqiyechanxueyanshenduronghejizhi，cujindazhongxiaoqiyelianhecanyuzhongdakejixiangmu，tuidonggaoxiao、keyanyuansuohedaqiyekeyanyiqi、shiyansheshi、zhongshixiaoshijididengchuangxinziyuanxiangzhongxiaoqiyekaifang。diaozhengwanshankejijihualixiang、renwubushuhezuzhiguanlifangshi，dafutigaozhongxiaoqiyechengdanyanfarenwubili，jiadaduizhongxiaoqiyeyanfahuodongdezhijiezhichi。wanshanzhuanyehuashichanghuachuangxinfuwutixi，wanshanguojiajishuchuangxinzhongxin、zhizaoyechuangxinzhongxindengzhichizhongxiaoqiyechuangxindejizhi，tishengxiaoweiqiyechuangyechuangxinshifanjidi、kejiqiyefuhuaqi、zhuanyehuazhongchuangkongjian、daxuekejiyuandengfuchizhongxiaoqiyechuangxindenengliyushuiping。wanshanzhongxiaoqiyechuangxinrencaiyinjinhepeiyuzhidu，youhuarencaijilihequanyibaozhangjizhi。yibaorongshenshendetaidu，gulizhongxiaoqiyejishuchuangxin、chanpinchuangxin、moshichuangxin。

（shiliu）wanshanzhichizhongxiaoqiye“zhuanjingtexin”fazhanjizhi。jianquan“zhuanjingtexin”zhongxiaoqiye、zhuanjingtexin“xiaojuren”qiyehezhizaoyedanxiangguanjunqiyetidupeiyutixi、biaozhuntixihepingjiajizhi，yindaozhongxiaoqiyezou“zhuanjingtexin”zhilu。wanshandazhongxiaoqiyehegeleizhutixietongchuangxinherongtongfazhanzhidu，fahuidaqiyeyinlingzhichengzuoyong，tigaozhongxiaoqiyezhuanyehuanengliheshuiping。

（shiqi）goujianyixinxijishuweizhudexinjishuyingyongjizhi。zhichizhongxiaoqiyefazhanyingyong5g、gongyehulianwang、dashuju、yunjisuan、rengongzhineng、qukuailiandengxinyidaixinxijishuyijixincailiaojishu、zhinenglvsefuwuzhizaojishu、xianjingaoxiaoshengwujishudeng，wanshanzhichizhongxiaoqiyeyingyongxinjishudegongzuojizhi，tishengzhongxiaoqiyeshuzihua、wangluohua、zhinenghua、lvsehuashuiping。zhichichanyeyuanqu、chanyejiquntigaojichusheshizhichengnengli，jianlizhongxiaoqiyexinjishugonggongfuwupingtai，wanshanxinjishutuiguangjizhi，tigaoxinjishuzaiyuanquhechanyelianshangdezhengtiyingyongshuiping。

五、完善和优化中小企业服务体系

（shiba）wanshanzhongxiaoqiyefuwutixi。jianquanzhengfugonggongfuwu、shichanghuafuwu、shehuihuagongyifuwuxiangjiehedezhongxiaoqiyefuwutixi，wanshanfuwujigouliangxingfazhanjizhihegonggongfuwupingtaitidupeiyu、xietongfuwuhepingjiajilijizhi。tansuojianliquanguozhongxiaoqiyegonggongfuwuyitihuapingtai。fazhanzhongxiaoqiyefuwuchanye，yindaofuwujigoutigongguifanhua、jingxihua、gexinghuafuwu，yindaodaqiyejiehechanyelian、gongyinglian、jiazhilian、chuangxinlianweizhongxiaoqiyetigongpeitaofuwu。guligeleishehuizuzhiweiqiyetigonggongyixingfuwu，tansuojianlizhiyuanfuwujizhi。

（shijiu）jianquancujinzhongxiaoqiyeguanlitishengjizhi。wanshanzhongxiaoqiyepeixunzhidu，goujianjuyoushidaitediandekecheng、jiaocai、shizihezuzhitixi，jianshemukepingtai，goujianduolingyu、duocengci、xianshangxianxiaxiangjiehedezhongxiaoqiyepeixuntixi。jianquanjinengrencaipeiyang、shiyong、pingjia、jilizhidu，jiakuaipeiyanggaosuzhijinengrencai，hongyang“gongjiangjingshen”。jianquanzhongxiaoqiyepinpaipeiyujizhi。shishixiaoweiqiyezhiliangguanlitishengxingdong。wanshanzhongxiaoqiyeguanlizixunfuwujizhi。

（ershi）hangshizhongxiaoqiyeguojijiaoliuhezuojizhi。shenhuashuangduobianzhongxiaoqiyehezuojizhi，cujinzhongxiaoqiyeguojijiaoliuhezuo。tansuojianshezhongxiaoqiyehaiwaifuwutixi，hangshizhongxiaoqiyeguojihuafazhanfuwujizhi，zaiguojishangwufawuzixun、zhishichanquanbaohu、jishuxingmaoyicuoshi、zhiliangrenzhengdengfangmianweizhongxiaoqiyetigongbangzhu。zhichiyoutiaojiandedifangjianshezhongwaizhongxiaoqiyehezuoqu，wanshanpingjiajilijizhi。tuijinguanshuibaozhengbaoxiangaige。gulikuajingdianshangdengxinyetaifazhan，tansuojianlib2bchukoujianguanzhidu，zhichikuajingdianshangyoujinyouchu。

六、建立和健全中小企业合法权益保护制度

（ershiyi）goujianbaohuzhongxiaoqiyejiqiyejiahefacaichanquanzhidu。jianjuebaohuzhongxiaoqiyejiqiyejiahefacaichanquan，yifachengzhiqinfanzhongxiaoqiyetouzizhe、guanlizhehecongyerenyuanhefaquanyideweifafanzuixingwei。yangeanzhaofadingchengxucaiquchafeng、kouya、dongjiedengcuoshi，yifayangequfenweifasuode、qitasheancaichanyuhefacaichan，yangequfenqiyefarencaichanyugudonggerencaichan，yangequfensheanrenyuangerencaichanyujiatingchengyuancaichan。jianlishezhengfuchanquanjiufenzhilizhangxiaojizhi。chutaibingluoshi《baozhangzhongxiaoqiyekuanxiangzhifutiaoli》，congyuantouezhituoqianwenti。

（ershier）jianquanzhongxiaoqiyezhishichanquanbaohuzhidu。wanshanzhishichanquanbaohufalvfaguihezhengce，jianlijianquanchengfaxingpeichangzhidu，tigaofadingpeichange。shishizhongxiaoqiyezhishichanquanzhanlvetuijingongcheng，jiaqiangzhishichanquanfuwuyejijufazhanqujianshe，qianghuazhuanlidaohanggongzuojizhi，wanshanzhichizhongxiaoqiyekaifazizhuzhishichanquanjishuhechanpindezhengce，tishengzhongxiaoqiyechuangzao、yunyong、baohuheguanlizhishichanquannengli。youhuazhongxiaoqiyezhishichanquanweiquanjizhi，jiansheyipizhishichanquanbaohuzhongxin。goujianzhishichanquanjiufenduoyuanhuajiejuejizhi，qianghuazhongxiaoqiyezhishichanquanxinxigonggongfuwu，tuijinzhishichanquanjiufenzhongcaidiaojiegongzuo。tigaozhishichanquanshenchaxiaolv，jianqingzhongxiaoqiyeshenqingheweichizhishichanquandefeiyongfudan。

（ershisan）wanshanzhongxiaoqiyeweiquanjiujizhidu。goujiantongyidezhengwuzixuntousujubaopingtai，changtongzhongxiaoqiyebiaodasuqiuqudao，wanshanzixuntousujubaochulichengxuhedubankaohejizhi。tansuojianlizhongxiaoqiyegongyisusongzhidu、guojiweiquanfuwujizhi。gulifalvfuwujigoukaizhanxiaoweiqiyefalvzixungongyifuwu。jianlijianquanzhongxiaoqiyeyingjijiuyuanjiujijizhi，bangzhuzhongxiaoqiyeyingduiziranzaihai、shiguzainan、gonggongweishengshijianheshehuianquanshijiandengbukekanglishijian。

七、强化促进中小企业发展组织领导制度

（ershisi）qianghuagejicujinzhongxiaoqiyefazhangongzuojizhi。xianjiyishangdifangrenminzhengfubixujianlijianquancujinzhongxiaoqiyefazhanlingdaoxiaozu，youzhengfulingdaodanrenlingdaoxiaozuzuzhang，bangongshishezaifuzezhongxiaoqiyecujingongzuodezongheguanlibumen，qianghuacujinzhongxiaoqiyefazhangongzuoduiwujianshe。lingdaoxiaozuyaodingqizhaokaihuiyiyanjiuluoshidangzhongyang、guowuyuancujinzhongxiaoqiyefazhandezhongdajuecebushu，jishixiangshangyijilingdaoxiaozubangongshibaogaoyouguangongzuoqingkuang。lingdaoxiaozugechengyuandanweiyaorenzhenzhixinglingdaoxiaozuyidingshixiang，jianlineibuzerenzhi，jiaqianggongzuoluoshi。

（ershiwu）wanshanzhongxiaoqiyejuecebaozhanggongzuojizhi。wanshanzhongxiaoqiyezhengcezixunzhidu，peiyuyipijujiaozhongxiaoqiyeyanjiudezhongguotesexinxingzhiku，jianlizhengcechutaiqianzhengqiuzhongxiaoqiyeyuzhuanjiayijianzhiduhezhengceshishixiaoguopingguzhidu。wanshanzhongxiaoqiyezhengcefabu、jieduheyuqingyindaojizhi，tigaozhengcezhixiaolv、huodeganhemanyidu。dingqikaizhanzhongxiaoqiyefazhanhuanjingdisanfangpinggu，bingxiangshehuigongbujieguo。

gongyehexinxihuabu guojiafazhanhegaigeweiyuanhui

kexuejishubu caizhengbu renliziyuanheshehuibaozhangbu

shengtaihuanjingbu nongyenongcunbu shangwubu wenhuahelvyoubu

zhongguorenminyinxing haiguanzongshu guojiashuiwuzongju

guojiashichangjianduguanlizongju  guojiatongjiju

zhongguoyinxingbaoxianjianduguanliweiyuanhui

zhongguozhengquanjianduguanliweiyuanhui guojiazhishichanquanju

2020nian7yue3ri